German Farmers

of Sardis Insurance




Products & Services

Our Custom Policy Program offers a portfolio type policy which allows clients to design their policy to meet their own individual needs.  A variety of Coverage Options along with Replacement Cost Provisions, Deductible Options and a selection of Coverage Broadening Endorsements add to the customization.  These allow you to find balance between peace of mind and affordability.  Don’t pay for what you don’t need.  You choose the coverage and pay for what you choose.


Coverage Available For:

  • Principal Residential Property
  • Personal Property
  • Farm Structures and Buildings
  • Farm Personal Property
  • Mobile/Manufactured Homes
  • Seasonal and Rental Property
  • Tenant Property
  • Township Halls
  • Church Buildings

“Named Peril” Basic Packages:

  1. Fire & Lightning Package -

  • Coverage against perils of fire or lightning only

2. Combination Package -

  • Also includes perils of wind-storm, hail, riot, volcanic action, smoke, smudge, vandalism/malicious mischief


Coverage Broadening Endorsements:

  • Personal Broad Form
  • Farm Broad Form
  • Special Form Coverage
  • Personal Property Replacement Plus
  • Equipment Breakdown
    • Collision of Farm Machinery
    • Theft
    • Earthquake
    • Inland Marine


    We Also Offer Discounts, Such As:
    New home construction
    Homes less than 10 years of age
    Residential masonry construction


    Liability Coverages can be added to cover personal, farm, or rental exposures.  This coverage is written in conjunction with Grinnell Mutual Reinsurance Company.   


    German Farmers of Sardis Insurance Agency is designed to assist in meeting the needs of our Insureds.

    We are now able to offer quality automobile and recreational vehicle insurance at affordable rates through Grinnell Mutual Reinsurance Company.   Insure both your home with German Farmers Mutual of Sardis and your autos with German Farmers of Sardis Agency and you may save up to 20% on your auto insurance premium.

    We can also provide commercial and business insurance through Grinnell Mutual.  If you have a unique situation, let’s discuss it and help you make the best decision and choices.

    If you have the need for flood insurance, our agency can help you secure a policy.

    The strength of our company lies in the quality and depth of our products and services we offer.  We take pride in helping our customers find the best coverage at a price that will fit their budget.  In the event of a claim, our clients know they will get fair, timely personal claim service.


    Find out more about our Auto/RV Insurance here!!!!